A Sligo financial broker says anyone thinking of buying a house needs to show that they can save and that they can afford the mortgage.
It follows controverisal comments by the taoiseach this week for implying that first time-buyers simply need to emigrate to save money for a house or borrow from their parents
Shane Brehony is a financial broker from Oates Brehony in Sligo.
Speaking on North West Today, he said it can be difficult to get on the property ladder.
He says the main thing for first-time buyers to think about is saving: